Working Capital - We offer working capital finance by way of Cash Credit or Loans suitable for your needs. Our working capital solutions are based on financial, quantitative and qualitative evaluation of your business through our technically qualified experts.
Term Loan - Our Bank provides term finance/term loans for business expansion, up gradation of existing facilities etc to ease the pressures on margins of the company .The Bank is providing structured term loans to meet your short term as well as long term funding requirements. We offer specific solution so as to match repayment with your cash flows to repay the debt thereby enhancing your profitability.
Letter of Credit - Bank provides letter of credit facility for its customers to meet their trade purchases. These are generally provided for 3-6 months depending upon your trade cycle. Apart from this we provide Import Letter of Credit for importing machinery or capital goods. Such Letter of Credits are for tenure ranging from 1-3 years depending upon the tenure
Bill Discounting - We are offering facility which are customized to suit your requirement for short term finance from the date of sale to date of receipt of payment thereof. Our processes are simple, allowing you to establish single window contact with competent dedicated personnel at any of our branches as per your convenience.
Export Finance - Pre and Post Shipment - To every eligible Exporter, Saraswat Bank offers Pre and Post shipment credit facilities.
Pre Shipment - We offer pre-shipment facility by way of Packing Credit which enables you to finance for the purchase or Import of raw materials, processing and packing goods meant for exports.
Post Shipment - Post shipment credit facility is offered to an exporter to finance export sales receivables after the date of shipment of goods till the date of realization of export proceeds.
Import Finance - We provide Import finance to you by providing Letter of Credit for easy purchase of raw materials. These are generally provided for 90 to 180 days.