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Debit Card Service Charges
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Debit Card Service Charges

Visa/Rupay Debit Card Service Charges

CHARGES HEAD CHARGES FOR CLASSIC EMV CLASSIC RUPAY / VISA CHIP DEBIT CARD CHARGES FOR PLATINUM VISA DEBIT CARD
Annual Fee 

Rs. 150/- p.a. plus GST

(1st year free) 

Rs. 200/- p.a. plus GST

(1st year free) 

Additional Card Rs. 150/- per card plus GST. Rs. 200/- per card plus GST 
Replacement of a Damaged Debit Card NO CHARGE  NO CHARGE 
Replacement of a Lost Debit Card Rs. 150/- per card plus GST  Rs. 200/- per card plus GST 
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry FREE FREE 
ATM CASH Withdrawal (Outside India) Rs. 120/- per transaction  Rs. 120/- per transaction
ATM Balance Enquiry (Outside India) Rs. 15/- per enquiry  Rs. 15/- per enquiry 
Daily Card Limit (Cash Withdrawal + POS + Online) Rs. 50,000/-  Rs. 1,00,000/- 
ATM Cash Withdrawal Limit per Day Rs. 25,000/-  Rs. 25,000/- 

Purchase transaction Limit Per Day    (POS & Online)

Rs. 50,000/- (provided there is no ATM transaction during that particular day) Rs. 1,00,000/- (provided there is no ATM transaction during that particular day) 
Service Charges for International Transactions 2.50% of the transaction amount.  2.50% of the transaction amount. 
Other banks ATM for Savings A/c
a) Cash Withdrawal / Balance Enquiry First three transactions (Financial and Non-Financial)* are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs. 20/- plus GST. Non Financial transaction will be charged at Rs. 10/- plus GST.  No charges
Other banks ATM for Current A/c holders
a) Cash Withdrawal / Balance Enquiry All transactions are chargeable. Financial transaction will be charged at Rs. 20/- plus GST. Non Financial transaction will be charged at Rs. 10/-plus service tax and education cess. No charges 

* Financial Transaction – Cash Withdrawal

* Non Financial Transaction – Card to Card Funds Transfer, Balance Enquiry, Pin Change, Mini Statement, Cheque Book Request, Statement Request.

 

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Saraswat-Bank
Saraswat-Bank