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Service Charges

Service charges applicable  to Savings / Current/ Term deposit/ Overdraft/ Loan a/c a/c. Service tax applicable (inclusive of Education cess) would be levied over & above the service charges applicable.

No

Type of Charge

Charges Amount (Rs)

1

Ledger folio

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

No charges

B

Regular/ Elite Current a/c/ Overdraft a/c

Minimum Rs 50/- per quarter, otherwise Rs 30/- per folio of 40 entries or part thereof whichever is higher

C

Platinum Current a/c

No charges

D

Premium Current a/c

Minimum Rs 25/- per quarter, otherwise Rs 15/- per folio of 40 entries or part thereof whichever is higher

2

Duplicate Passbook

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Rs 50/- per passbook

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Not applicable

3

Duplicate Statement (Per page = 40 entries)

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Rs 50/- per page or part thereof

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 75/- per page or part thereof

4

Cheque leaf charges (Per leaf)

A

Savings a/c - Regular/NRE/NRO/Senior citizen/Easy deposit scheme/ Campus/ Akshay salary/ Suvidha

50 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf

B

Elite Savings a/c

100 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf

C

Elite Silver Savings a/c

200 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf

D

Elite Gold Savings a/c

Free unlimited

E

Cubs Savings a/c

Not Applicable

F

Janhit (Small Account) Savings a/c

Not Applicable

G

Regular Current/ Overdaft a/c

Rs 1.50/- per cheque leaf

H

Elite Current a/c

Free Unlimited

I

Platinum Current a/c

Free Unlimited

J

Premium Current a/c

Free Unlimited

5

Issue of loose cheque leaf

(i) Urban/ Metro branches = Rs 5/- per cheque leaf

(ii) Semi-Urban branches = Rs 2.50/- per cheque leaf

(iii) Rural branches = Rs 2.50/- per cheque leaf

6

Non Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered)

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha

Rs 25/- per cheque book

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 50/- per cheque book

7

Minimum balance for With/ without Cheque book facility – Average quarterly balance (AQB) requirement

A

Savings a/c - Regular/NRE/NRO/Senior citizen

(i) Urban/ Metro branches = Rs 1000/-

(ii) Semi-Urban branches = Rs 500/-

(iii) Rural branches = Rs 250/-

B

Elite Savings a/c

(i) Urban/ Metro branches = Rs 5000/-

(ii) Semi-Urban branches = Rs 5000/-

(iii) Rural branches = Rs 5000/-

C

Elite Silver Savings a/c

(i) Urban/ Metro branches = Rs 25000/-

(ii) Semi-Urban branches = Rs 25000/-

(iii) Rural branches = Rs 25000/-

D

Elite Gold Savings a/c

(i) Urban/ Metro branches = Rs 100000/-

(ii) Semi-Urban branches = Rs 100000/-

(iii) Rural branches = Rs 100000/-

E

Cubs Savings a/c

(i) Urban/ Metro branches = Rs 100/-

(ii) Semi-Urban branches = Rs 100/-

(iii) Rural branches = Rs 100/-

F

Janhit (Small Account) Savings a/c

(i) Urban/ Metro branches = Rs 100/-

(ii) Semi-Urban branches = Rs 100/-

(iii) Rural branches = Rs 100/-

G

Easy deposit/ Campus/ Akshay salary/ Suvidha Savings a/c/ PMJDY Savings Account

(i) Urban/ Metro branches = Nil

(ii) Semi-Urban branches = Nil

(iii) Rural branches = Nil

H

Regular Current a/c

(i) Urban/ Metro branches = Rs 5000/-

(ii) Semi-Urban branches = Rs 2500/-

(iii) Rural branches = Rs 1500/-

I

Elite Current a/c

(i) Urban/ Metro branches = Rs 10000/-

(ii) Semi-Urban branches = Rs 10000/-

(iii) Rural branches = Rs 10000/-

J

Platinum Current a/c

(i) Urban/ Metro branches = Rs 300000/-

(ii) Semi-Urban branches = Rs 200000/-

(iii) Rural branches = Rs 200000/-

K

Premium Current a/c

(i) Urban/ Metro branches = Rs 50000/-

(ii) Semi-Urban branches = Rs 50000/-

(iii) Rural branches = Rs 50000/-

8

Charges for non maintenance of Average quarterly balance (AQB)

A

Savings a/c -

Regular/NRE/NRO/Senior citizen/My Money Savings

For balance up to Rs 500

(i) Urban/ Metro branches = Rs 50/- per quarter

(ii) Semi-Urban branches = Rs 30/- per quarter

(iii) Rural branches = Rs 20/- per quarter

For balance below Rs 500

(i) Urban/ Metro branches = Rs 150/- per quarter

(ii) Semi-Urban branches = Rs 100/- per quarter

(iii) Rural branches = Rs 50/- per quarter

B

Elite Savings a/c

For balance upto Rs 2500

(i) All branches  = Rs 150/- per quarter

For balance below Rs 2500

(i) All branches  = Rs 250/- per quarter

C

Elite Silver Savings a/c

For balance upto Rs 12500

(i) All branches = Rs 400/-per quarter

For balance below Rs 12500

(i) All branches  = Rs 650/- per quarter

D

Elite Gold Savings a/c

For balance upto Rs 50000

(i) All branches  = Rs 750/- per quarter

For balance below Rs 50000

(i) All branches  = Rs 900/- per quarter

E

Cubs Savings a/c

For balance below Rs 100

(i) All branches  = Rs 5/- per quarter

F

Janhit (Small Account) Savings a/c

For balance below Rs 100

(i) All branches  = Rs 5/- per quarter

G

Easy deposit/ Campus/ Akshay salary/ Suvidha Savings a/c/ PMJDY Savings Account

(i) Urban/ Metro branches = Not applicable

(ii) Semi-Urban branches = Not applicable

(iii) Rural branches = Not applicable

H

Regular Current a/c

(i) Urban/ Metro branches = Rs 600/- per quarter

(ii) Semi-Urban branches = Rs 400/- per quarter

(iii) Rural branches = Rs 300/- per quarter

I

Elite Current a/c

(i) Urban/ Metro branches = Rs 750/- per quarter

(ii) Semi-Urban branches = Rs 750/- per quarter

(iii) Rural branches = Rs 750/- per quarter

J

Platinum Current a/c

(i) Urban/ Metro branches = Rs 2000/- per quarter

(ii) Semi-Urban branches = Rs 2000/- per quarter

(iii) Rural branches = Rs 2000/- per quarter

K

Premium Current a/c

(i) Urban/ Metro branches = Rs 1000/- per quarter

(ii) Semi-Urban branches = Rs 1000/- per quarter

(iii) Rural branches = Rs 1000/- per quarter

9

Stop payment instruction


A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha a/c

Rs 25/- per cheque leaf

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 50/- per cheque leaf

10

Stop payment instruction after Loss of complete cheque book or range of cheques

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha

Rs 100/- per instance

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 200/- per instance

11

Charges for setting Standing instruction for payment of loan/ RD instalment for account maintained across the Bank

No charges

12

Charges for setting Standing instruction where both debit/ credit a/c pertains to the same branch

No charges

13

Charges for setting Standing instruction where credit a/c (other than loan/RD) pertains to other branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Rs 15/- per instruction

B

Regular/ Elite/ Premium Current a/c/ Overdraft a/c

Rs 15/- per instruction

C

Platinum Current a/c

No charges

14

Charges for Standing instruction transaction involving credit to another branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Rs 10/- per transaction

B

Regular/ Elite/ Premium Current a/c/ Overdraft a/c

Rs 10/- per transaction

C

Platinum Current a/c

No charges

15

Confirmation of signature

Rs 50/- per request

16

Photo attestation

Rs 50/- per request

17

Address confirmation

Rs 50/- per request

18

Solvency certificate for Education loan purpose

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Rs 1000/- for 1st copy & Rs 100/- per copy of the rest original copies

B

Regular / Elite Current a/c/ Overdraft a/c

Rs 1000/- for 1st copy & Rs 100/- per copy of the rest original copies

C

Platinum Current a/c

No charges

D

Premium Current a/c

Rs 500/- for 1st copy & Rs 50/- per copy of the rest original copies

E

Non – Account holders

Rs 3000/- for 1st copy & Rs 150/- per copy of the rest original copies

19

Solvency certificate for Other purpose

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

Minimum Rs 750/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/-

B

Regular / Elite Current a/c/ Overdraft a/c

Minimum Rs 750/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/-

C

Platinum Current a/c

No charges

D

Premium Current a/c

Minimum Rs 250/-, otherwise Rs 125/- per lac or part thereof subject to maximum of Rs 100000/-

20

Balance certificate

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

First certificate free. Duplicate or additional copies Rs 25/- per copy

B

Regular / Elite Current a/c/ Overdraft a/c

First certificate free. Duplicate or additional copies Rs 25/- per copy

C

Platinum Current a/c

No charges

D

Premium Current a/c

First certificate free. Duplicate or additional copies Rs 12.50/- per copy

21

Issue of certificate viz. No Dues, NOC, Interest certificate, Cheque honoured, Account Maintaining etc

First certificate free. Duplicate or additional copies Rs 25/- per copy

22

Enquiry Of Old Transactions

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

(i) Upto 1 year = Free

(ii) Beyond 1 year to 3 year = Rs 100/- per request

(iii) Beyond 3 years = Rs 100/- per request or Rs 100/- per page (max 40 entries per page) whichever is higher

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

(i) Upto 1 year = Free

(ii) Beyond 1 year to 3 year = Rs 150/- per request

(iii) Beyond 3 years = Rs 150/- per request or Rs 150/- per page (max 40 entries per page) whichever is higher

23

Transfer Of Account/ Term deposit (after maturity)/ Term deposit Interest

(i) Within Bank: No charges

(ii) To Other Bank: As applicable for DD/Payorder issuance

24

Unutilised cheque leaves at the time of closure of Account

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha

Rs 5/- per cheque leaf

B

Janhit (Small Account) Savings a/c/ PMJDY Savings Account

Not applicable

C

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 2/- per cheque leaf

25

Closure Of Account

A

Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Campus/ Akshay salary/ Suvidha

(i) Within 6 Months = Rs 200/-

(ii) Within 1 year = Rs 150/-

B

Elite Savings a/c

(i) Within 6 Months = Rs 250/-

(ii) Within 1 year = Rs 150/-

C

Elite Silver Savings a/c

Within 1 year = Rs 500/-

D

Elite Gold Savings a/c

Within 1 year = Rs 750/-

E

Janhit (Small Account) Savings a/c

Within 6 Months = Rs 10/-

F

Regular Current a/c

(i) Within 6 Months = Rs 500/-

(ii) Within 1 year = Rs 250/-

G

Elite Current a/c

(i) Within 6 Months = Rs 300/-

(ii) Within 1 year = Rs 200/-

H

Platinum Current a/c

(i) Within 6 Months = Rs 2000/-

(ii) Within 1 year = Rs 1000/-

I

Premium Current a/c

(i) Within 6 Months = Rs 1000/-

(ii) Within 1 year = Rs 500/-

26

Addition / Deletion Of Names

A

In joint accounts / Nomination changes in operational instruction

Rs 25/-per request

B

In case of death case

No charges

27

Allowing operation through power of attorney/ Mandate

Rs 50/-per request

28

Withdrawal by cheque or otherwise exceeding 50 per half year (Excluding system generated transactions on alternate delivery channel of our Bank)

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary

Rs 5/- per withdrawal after the 50th transaction

B

Janhit (Small Account) / Suvidha Savings a/c / PMJDY Savings Account

Not applicable

C

Regular/ Elite/ Platinum/ Premium Current a/c

Not applicable

29

Cash Deposit/ Withdrawal limit at home branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account

Deposit/ Withdrawal = No limit

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Deposit/ Withdrawal = No limit

30

Cash handling charges at home branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary

Deposit/ Withdrawal = No charges

B

Suvidha Savings a/c / PMJDY Savings Account

Deposit = No charges

Withdrawal = First 4 transactions free in a month thereafter Rs. 10/- each for subsequent transaction.

C

Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch

If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 5/- per 10000 or part thereof on the full amount

D

Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch

If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/-

Higher of (i) or (ii)

(i) Rs 5/- per 10000 or part thereof on the full amount

(ii) Rs 5/- per 100 notes or part thereof

E

Platinum/ Premium Current a/c

Deposit/ Withdrawal = No charges

F

Cash deposited by Customer/ Non customer for remittance by way of DD/ PO/ NEFT

Higher of (i) or (ii)

(i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount

(ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof

31

Cash Deposit/ Withdrawal limit at non home branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account

(i) Deposit = No limit

(ii) Withdrawal = Rs 25000/- per day

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

(i) Deposit = No limit

(ii) Withdrawal = Rs 50000/- per day

32

Cash handling charges at non home branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary

Deposit/ Withdrawal = No charges

B

Suvidha Savings a/c / PMJDY Savings Account

Deposit = No charges

Withdrawal = First 4 transactions free in a month thereafter Rs. 10/- each for subsequent transaction.

C

Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch

If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 10/- per 10000 or part thereof on the full amount

D

Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch

If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- =

Higher of (i) or (ii)

(i) Rs 10/- per 10000 or part thereof on the full amount

(ii)Rs 10/- per 100 notes or part thereof

E

Platinum Current a/c

Deposit/ Withdrawal = No charges

F

Premium Current a/c – Withdrawal charges per day per branch

If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 5/- per 10000 or part thereof on the full amount

G

Premium Current a/c – Deposit charges per day per branch

If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- =

Higher of (i) or (ii)

(i) Rs 5/- per 10000 or part thereof on the full amount(ii)Rs 5/- per 100 notes or part thereof

H

Cash deposited by Customer/ Non customer for remittance by way of DD/ PO/ NEFT

Higher of (i) or (ii)

(i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount

(ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof

33

Remittance by issue of DD/ Mail transfer/ TT

A

Upto Rs 1000

Rs 20/-

B

Above 1000 and upto Rs 1 lakh

Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher

C

Above 1 lakh and upto Rs 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher

D

Above 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-

34

Issue Of Payorder/ DD

A

Elite/ Elite Silver/ Elite Gold Savings a/c

Free Unlimited

B

Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (Small Account) / Campus/ Akshay salary/ Suvidha / PMJDY Savings Account

(i)

Upto Rs 1000

Rs 20/-

(ii)

Above 1000 and upto Rs 1 lakh

Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher

(iii)

Above 1 lakh and upto Rs 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher

(iv)

Above 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-

C

Regular Current/ Overdaft a/c

(i)

Upto Rs 1000

Rs 20/-

(ii)

Above 1000 and upto Rs 1 lakh

Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher

(iii)

Above 1 lakh and upto Rs 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher

(iv)

Above 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-

D

Elite Current a/c (5 Payorder/ DD free per calendar month with maximum limit of Rs 25000/- per Payorder/ DD thereafter as below)

(i)

Upto Rs 1000

Rs 20/-

(ii)

Above 1000 and upto Rs 1 lakh

Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher

(iii)

Above 1 lakh and upto Rs 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher

(iv)

Above 10 lakh

Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-

E

Platinum/ Premium Current a/c

Free Unlimited

35

Revalidation of Payorder/ DD

Rs 50/- per instrument

36

Cancellation of Payorder/ DD

Rs 50/- per instrument

37

Issue of duplicate Payorder/ DD

Rs 50/- per instrument

38

Electronic Clearing Service (Return)

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account

Rs 100/- per instance

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

Rs 200/- per instance

39

RTGS Inward

Free

40

RTGS Outward at the branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account

(i) Rs 2 lakh & upto 5 lakh = Rs 25/-

(ii) Above Rs 5 lakh = Rs 50/-

B

Regular/ Elite/ Premium Current a/c/ Overdraft a/c

(i) Rs 2 lakh & upto 5 lakh = Rs 25/-

(ii) Above Rs 5 lakh = Rs 50/-

C

Platinum Current a/c

No charges

41

RTGS Outward through Internet banking

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary/ Suvidha

No charges

B

Savings a/c - Elite Silver/ Elite Gold

No charges

C

Regular/ Elite Current a/c/ Overdraft a/c

No charges

D

Platinum/ Premium Current a/c

No charges

42

NEFT Inward

Free

43

NEFT Outward at the branch

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account

(i) Upto Rs 10000 = Rs 2.50/-

(ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/-

(iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/-

(iv) Above Rs 2 lakh = Rs 25/-

B

Regular/ Elite/ Premium Current a/c/ Overdraft a/c

(i) Upto Rs 10000 = Rs 2.50/-

(ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/-

(iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/-

(iv) Above Rs 2 lakh = Rs 25/-

C

Platinum Current a/c

No charges

44

NEFT Outward through Internet banking

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary/ Suvidha

No charges

B

Savings a/c - Elite Silver/ Elite Gold

No charges

C

Regular/ Elite Current a/c/ Overdraft a/c

No charges

D

Platinum/ Premium Current a/c

No charges

45

Collection Of outward / Inward cheque

A

Upto Rs 5000

Rs 25/-

B

Above Rs 5000 & upto Rs 10000

Rs 50/-

C

Above Rs 10000 & upto Rs 100000

Rs 100/-

D

Above Rs 100000

Rs 150/-

46

Collection Of outward / Inward bill

A

Upto Rs 1000

Rs 30/-

B

Above Rs 1000 & upto Rs 5000

Rs 50/-

C

Above Rs 5000 & upto Rs 10000

Rs 70/-

D

Above Rs 10000 & upto Rs 100000

Minimum Rs 60/-, otherwise Rs 6/- per 000 whichever is higher

E

Above Rs 100000 & upto Rs 1000000

Minimum Rs 500/-, otherwise Rs 5/- per 000 whichever is higher

F

Above Rs 1000000

Minimum Rs 3000/-, otherwise Rs 4/- per 000 whichever is higher subject to Maximum Rs 15000/-

47

Return Dishonour Of bill/ Cheque

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha

(i) Inward Clearing = Rs 100/- per instrument/ bill

(ii) Outward Clearing = Rs 50/- per instrument/ bill

B

Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c

(i) Inward Clearing = Rs 200/- per instrument/ bill

(ii) Outward Clearing = Rs 100/- per instrument/ bill

48

Debit Card Charges – AMC (Annual maintenance charges)

A

Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary

1st year AMC free, thereafter Rs 99/- per year

B

Suvidha Savings a/c / PMJDY Savings Account

Not applicable

C

Elite Silver Savings a/c

First 2 years AMC free, thereafter Rs 99/- per year

D

Elite Gold Savings a/c

Lifetime AMC free

E

Regular Current/ Elite/ Premium Current/ Overdraft a/c

1st year AMC free, thereafter Rs 99/- per year

F

Platinum Current a/c

Lifetime AMC free

49

Add on Debit Card

Rs 99/-

50

Replacement of a Damaged Debit Card

No charges

51

Replacement of a Lost Debit Card

Rs 99/-

52

Duplicate Pin mailer charges

Rs 25/-

53

SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry

Free

54

Other Banks’ ATM

A

Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary / PMJDY Savings Account

First 5 transactions free in a calendar month, thereafter Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry in the same month

B

Suvidha Savings a/c

Not applicable

C

Savings a/c - Elite Silver/ Elite Gold

No charges

D

Regular/ Elite Current a/c/ Overdraft a/c

Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry

E

Platinum/ Premium Current a/c

No charges

55

ATM Cash Withdrawal (Outside India)

Rs 120/- per transaction

56

ATM Balance Enquiry (Outside India)

Rs 15/- per enquiry

57

Sales Slip Retrieval / Charge Back Processing Fee

Rs 225/- per instance

58

Service Charges For International Transactions

2.50% of the transaction amount

59

Transactions At Petrol Pumps And Railway Counters

2.50% of the transaction amount

60

SMS Banking

Free

61

Internet Banking

Free

62

Custody charges of securities/ documents/ title deeds mortgaged with Bank not collected within 30 days from closure of advance

Rs 100/- per month or part thereof

63

Commitment charges for Overdraft a/c other than secured against Tangible securities enjoying limit above Rs 50 lakh

0.25% per annum on the unutilized portion of Overdraft a/c where the utilization is below 80% of the sanctioned limit

64

Fore-closure/ prepayment penalty on floating interest rate home loans

No charges

65

Printing & postage charges for notices sent to Dormant/Inoperative savings & current account holders

Printing & postage charges at actual

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Saraswat-Bank
Saraswat-Bank