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Visa Debit Card Service Charges
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Visa Debit Card Service Charges

Visa/Rupay Debit Card Service Charges

CHARGES HEAD
CHARGES FOR CLASSIC EMV VISA AND CLASSIC RUPAY CHIP DEBIT CARD CHARGES FOR PLATINUM EMV VISA DEBIT CARD
Annual Fee Rs 150/- p.a. plus taxes Rs 200/- p.a. plus taxes
(1st year free) (1st year free)
Additional Card Rs 150/- per card plus taxes. Rs 200/- per card plus taxes.
Replacement Of A Damaged Debit Card NO CHARGE NO CHARGE
Replacement Of A Lost Debit Card Rs 150/- per card plus taxes. Rs 200/- per card plus taxes.
Pin Replacement Rs 25/- Rs 25/-
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry FREE FREE
Other banks ATM for Savings A/c  
a) Cash Withdrawal/Balance Enquiry First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus service tax and education cess.
Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.
First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus service tax and education cess.
Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.
Other banks ATM for Current A/c holders and Overdraft A/c holders
a) Cash Withdrawal/Balance Enquiry All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus service tax and education cess. Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess. All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus service tax and education cess. Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.
ATM Cash Withdrawal (Outside India) Rs 120/- per transaction. Rs 120/- per transaction.
ATM Balance Enquiry (Outside India) Rs 15/- per enquiry. Rs 15/- per enquiry.
Sales Slip Retrieval / Charge Back Processing Fee Rs 225/- Rs 225/-
Daily Card Limit (Cash Withdrawal + POS + Online) Rs 50,000/- Rs 1,00,000/-
ATM Cash Withdrawal Limit Per Day Rs 25,000/- Rs 50,000/-
Purchase Transaction Limit Per Day
(POS & Online)
Rs 50,000/- (provided there is no ATM transaction during that particular day) Rs 1,00,000/- (provided there is no ATM transaction during that particular day)
Service Charges For International Transactions 2.50% of the transaction amount. 2.50% of the transaction amount.
Transactions At Petrol Pumps And Railway Counters 2.50% of the transaction amount or Rs 10/- whichever is higher. 2.50% of the transaction amount or Rs 10/- whichever is higher.
* Financial Transaction – Cash Withdrawal
* Non Financial Transaction – Card to Card Funds Transfer, Balance Enquiry, Pin Change, Mini Statement, Cheque Book Request, Statement Request.
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Saraswat-Bank
Saraswat-Bank