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USSD/SMS based
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USSD/SMS based

USSD/SMS based Go-Mo facility
NUUP (National Unified USSD Platform) based and SMS based mobile banking service meets the goals of the RBI/Government to take Banking to the masses. USSD means Unstructured Supplementary Service Data. The goal is to simplify the way mobile banking and payments are done.

NUUP/SMS services are available instantly to any customer who has registered the mobile number with the Bank and also registered for Mobile Banking. NUUP/ SMS work on different type of mobile handset models and do not require any software to be downloaded to the phone, do not require internet (data services subscription) on the phone or Mobile Operating System.

NUUP (*99#) – National Unified USSD Platform
  • Dial *99# to transact through NUUP - an interactive menu will be displayed on the mobile screen.
  • Per day transaction Limit is less than or equal to Rs. 5000/-
  • Options available – Balance Enquiry, Mini Statement, Fund Transfer – MMID, Fund Transfer – A/c No, Know MMID.

SMS Based Mobile Banking
  • Per day transaction Limit is less than or equal to Rs. 5000/-
  • In order to use SMS based IMPS, customer needs to send SMS on 9223810000 using the following keywords
Sr. No. Transaction Type Syntax-Inter Bank and Intra Bank transactions
1. Using A/c No and IFSC IMPSA <beneficiary CBS Account no> <Beneficiary IFSC> <Transaction amount> <Remitter MMID> <Transaction PIN>
2. Using Mobile and MMID IMPSP <beneficiary mobile no> <Beneficiary MMID> <Transaction amount> <Remitter MMID> <Transaction PIN>
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Saraswat-Bank
Saraswat-Bank