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Loan Schemes
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Loan Schemes

Schemes for Shareholders
Saraswat Bank provides various benefits to the shareholders under Members Welfare Scheme of the Bank.
General Eligibility Norms :
  • Shareholding period , minimum 5 years. Minimum shareholding of 50 shares.
  • In case of joint shareholding , benefits are given to the Member whose name appears 1st
  • Saraswat Bank's employees are not eligible for the Scheme.
  • Accounting year is from January to December i.e. Calendar Year.
Interest Free Loan Scheme :
Bank has introduced this loan scheme for welfare of it's shareholders. In case of major ailments of the member or depending member of his/her family, an interest free loan upto Rs.25000/- will be provided repayable within period of 5 years against two personal sureties acceptable to the bank. The member will have to produce a certificate from his/her doctor/surgeon indicating the nature of ailment and the expenditure likely to be incurred for the treatment/operation. Payment will be made by the bank directly to the concern doctor , hospital. Reimbursement of repayment of debts incurred for such ailment will be at the discretion of the bank. Member desiring to avail of this facility may approach to any branch of the bank convenient to him/her for necessary sanction.
Copyrights 2003 The Saraswat Co-op. Bank Ltd. , All rights reserved
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Saraswat-Bank
Saraswat-Bank