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Elite Accounts
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Elite Accounts

Elite Savings


Elite Savings Account


Banking with an edge, with Elite Savings account we are here to give a host of services just for free all you need to do is maintain a minimum average quarterly balance of just Rs 5000/-.
  • All the branches of the bank on Core Banking.
  • Deposit/ Transfer/ Withdraw cash from any of our branches.
Features & Benefits:
  • Free Personal Accident Insurance Cover of Rs 2.00 Lakhs for the first year to the first account holder only.
  • Convenient facilities like Net Banking offered absolutely free.
  • Never overspend. Shop using your International Rupay Debit Card depending on the balance in your saving account.
  • Wide Network of Branches & ATM coverage. Get connected to ATMs across the world through our Rupay Debit Card.
  • Avail of Safe Deposit Locker facilities (subject to availability).
  • Free unlimited issuance of DD/PO on Saraswat Bank Locations.
  • Bank provides personalized/non personalized cheque book (50 leaves) every half year FREE.
  • Pay your electricity bills, telephone bills, Cellular Phone Bills, Insurance Premium & many more through "Online Bill Pay Facility". Bank does not charge you for availing these services.
Eligibility:
Individuals (singly or jointly), Minor by guardian, Organizations, Co-op. Societies

  • Officially Valid Documents:

(i) Passport, (ii) Driving license, (iii) PAN Card, (iv) Voter's Identity Card (v) NREGA Job Card (vi) Letter issued by the UIDAI containing details of name, address and Aadhaar number.

2 latest passport size photographs and any one of the officially valid documents as Identity and Address proof

If the address on the document submitted for identity proof is same as that declared by him / her in the account opening form, the document may be accepted as a valid proof of address also.

Hindu Undivided Family 

  • Pan Card of HUF
  • Identity and address proof of Karta
  • Declaration form for HUF duly filled in and signed by Karta with stamp of HUF and Coparcener
Trust & Foundation
  • Copy of the trust deed
  • Copy of the registration certificate
  • Copy of the resolution by the trustees authorising the members concerned to open and operate the account
  • Any officially valid document identifying the authorized signatories and their addresses as given above
  • Pan Card
    Originals & Self-attested copies to be submitted for verification.
    Download the Account opening form NOW
    Elite Silver Savings Account
    Enjoy unrestricted access to your account and funds at your own free will by maintaining an average quarterly balance of Rs 25000/- only.

    Avail of Sweep in Sweep Out facility by which your funds above the threshold limits can be transferred to Fixed Deposit allowing you to earn further higher interest rate on your deposits.
    Features & Benefits:
    • Free cheque books of 25 leaves each every financial year.
    • Free statement of account on your registered email address.
    • Free Debit Rupay Card for first two years, thereafter Rs 150/- per year.
    • Enjoy zero maintenance Demat Account for two years.
    • Free usage of ATM of other Banks.
    • Avail of Safe Deposit Locker facilities (subject to availability).
    • Free net banking facility which allows you to access your statement of account, transfer your funds and make cheque book requests.
    • Enjoy Personal Accident Cover of Rs 2.00 lakhs completely free for three years and thereafter at Rs 35/- per year.
    • Free Any Branch Banking i.e. you can deposit and withdraw cash, transfer funds from any branch of the Bank without any extra charges.
    • 50% waiver on the prevailing processing fees on Car Loan subject to 1 year of maintaining of account. This waiver can be provided upto a maximum of Rs 5,000/- in a year.
    • Free unlimited issuance of DD/PO on Saraswat Bank Locations.
    Eligibility:
    Individuals (singly or jointly), Minor by guardian, Organizations, Co-op. Societies

    Officially Valid Documents:

    (i) Passport, (ii) Driving license, (iii) PAN Card, (iv) Voter's Identity Card (v) NREGA Job Card (vi) Letter issued by the UIDAI containing details of name, address and Aadhaar number.

    2 latest passport size photographs and any one of the officially valid documents as Identity and Address proof

    If the address on the document submitted for identity proof is same as that declared by him / her in the account opening form, the document may be accepted as a valid proof of address also.

    Hindu Undivided Family 

    • Pan Card of HUF
    • Identity and address proof of Karta
    • Declaration form for HUF duly filled in and signed by Karta with stamp of HUF and Coparcener
    Trust & Foundation
    • Copy of the trust deed
    • Copy of the registration certificate
    • Copy of the resolution by the trustees authorising the members concerned to open and operate the account
    • Any officially valid document identifying the authorized signatories and their addresses as given above
    • Pan Card
      Originals & Self-attested copies to be submitted for verification.
      Download the Account opening form NOW
      Elite Gold Savings Account

      Experience the ultimate benefits that new age banking can off you. Our Elite Gold Account will make you feel like the king, with banking services and facilities that will delight you all the time.

      Enjoy unrestricted access to your account and funds at your own free will by maintaining an average quarterly balance of Rs 100000/- only.

      Avail of Sweep in Sweep out facility by which your funds above the threshold limits can be transferred to Fixed Deposit allowing you to earn further higher interest rate on your deposits.

      Features & Benefits:
      • Free unlimited number of cheque books.
      • Free unlimited issuance of DD/PO on Saraswat Bank Locations.
      • No AMC on Rupay Debit Card for lifetime.
      • Enjoy zero maintenance Demat Account for lifetime.
      • Avail of Safe Deposit Locker facilities (subject to availability).
      • Free usage of ATM of other Banks.
      • Free net banking facility which allows you to access your statement of account, transfer your funds and make cheque book requests
      • Enjoy Personal Accident Death Cover of Rs 2.00 lakhs completely free for five years and thereafter at Rs 35/- per year.
      • Free Any Branch Banking i.e. you can deposit and withdraw cash, transfer funds from any branch of the Bank without any extra charges.
      • 100% waiver on the prevailing processing fees on Car Loan subject to 1 year of maintaining of account. This waiver will be provided upto a maximum of Rs 10,000/- in a year
      Eligibility: 
      • Individuals (singly or jointly), Minor by guardian, Organizations, Co-op. Societies

       Officially Valid Documents:

      (i) Passport, (ii) Driving license, (iii) PAN Card, (iv) Voter's Identity Card (v) NREGA Job Card (vi) Letter issued by the UIDAI containing details of name, address and Aadhaar number.

      2 latest passport size photographs and any one of the officially valid documents as Identity and Address proof

      If the address on the document submitted for identity proof is same as that declared by him / her in the account opening form, the document may be accepted as a valid proof of address also.

        Hindu Undivided Family 

      • Pan Card of HUF
      • Identity and address proof of Karta
      • Declaration form for HUF duly filled in and signed by Karta with stamp of HUF and Coparcener
      Trust & Foundation
      • Copy of the trust deed
      • Copy of the registration certificate
      • Copy of the resolution by the trustees authorising the members concerned to open and operate the account
      • Any officially valid document identifying the authorized signatories and their addresses as given above
      • Pan Card
        Originals & Self-attested copies to be submitted for verification.
        Download the Account opening form in pdf format
        93902443ce2aa20501d710077a23b4f2 savings account, loans, SME loans, NRI banking services, Forex, car loan, home loan, co-operative bank, trade finance
        Saraswat-Bank
        Saraswat-Bank