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Saraswat Bank's Discount Carnival - Food Festival offers exclusively on Saraswat Bank Debit & Credit Card

1. Sbarro New York Pizza (Mumbai)

SBARRO

Offer

  • Dine at any Sbarro outlet in Mumbai for a minimum billing of Rs. 200/-and get a Garlic Bread worth Rs. 55/- free. 

Steps to avail the offer:

  • Walk into any Sbarro restaurant in Mumbai
  • Order food worth Rs. 200/- and above
  • Show offer SMS to avail your offer
  • Use your Saraswat Bank Debit/Credit card to make payment

Terms and Conditions:

  • Offer valid across all Sbarro outlets in Mumbai
  • Offer valid from December 8, 2017 to January 7, 2018
  • Offer available exclusively on Saraswat Bank Debit and Credit card

2. Bar Stock Exchange (Mumbai)

TBSE_final

Offer:

  • Buy 2 Pint of Kronenbourg Beer and get 1 Pint free

Steps to avail the offer:

  • Dine at any Bar Stock Exchange outlet in Mumbai
  • Show offer SMS to avail your offer
  • Order 2 pint of Kronenbourg Beer
  • Use your Saraswat Bank Debit/Credit card to make payment

Terms and Conditions:

  • Offer valid across all Bar Stock exchange outlets ONLY in Mumbai 
  • Offer valid from December 8, 2017 to January 7, 2018
  • Offer available exclusively on Saraswat Bank Debit and Credit card

3. Thangaballi - South Indian Restaurant (Mahim - Mumbai)

Final_Logo_Thangabali_01

Offer:

  • Flat 15% off on your bill amount on any weekday

Steps to avail the offer:

  • Dine at Thangaballi restaurant  on Weekdays
  • Order food of your choice
  • Show offer SMS at the billing counter
  • Use your Saraswat Bank Debit/Credit card to make payment

Terms and Conditions:

  • Offer available only between Monday to Friday
  • Offer valid from December 8, 2017 to January 7, 2018
  • Offer available exclusively on Saraswat Bank Debit and Credit card

4. Farmaish Restaurant (Baner-Pune)

rsz_1farmaaish_final_logo_1

Offer:

  • Flat 10% off on total bill amount

Steps to avail the offer:

  • Dine at Farmaish restaurant
  • Order food of your choice
  • Show offer SMS at the billing counter
  • Use your Saraswat Bank Debit/Credit card to make payment

Terms and Conditions:

  • Offer valid from December 8, 2017 to January 7, 2018
  • Offer available exclusively on Saraswat Bank Debit and Credit card

5. Kareem's (Bandra - Mumbai)

Kareem

Offer:

  • Flat 10% off on total bill amount

Steps to avail the offer:

  • Dine at Kareem's restaurant in Bandra
  • Order food of your choice
  • Show offer SMS at the billing counter
  • Use your Saraswat Bank Debit/Credit card to make payment

Terms and Conditions:

  • Offer valid ONLY at Bandra outlet
  • Offer valid from December 8, 2017 to January 7, 2018
  • Offer available exclusively on Saraswat Bank Debit and Credit card

    6. Subway (Selected outlet - Mumbai)

    Subway

    Offer:

    • Make a minimum bill of Rs. 250/- and get a Subway cookie free

    Steps to avail the offer:

    • Walk into selected Subway outlets in Mumbai
    • Order food worth Rs. 250/- and above
    • Show offer SMS to avail your offer
    • Use your Saraswat Bank Debit/Credit card to make payment

    Terms and Conditions:

    • Offer valid only at selected locations - Subway - Chembur, Vashi Inorbit, Vashi Sect-17, Palava Xperia Mall, Bhandup, Thane Hiranandani Estate, Pedder Road & Colaba.
    • This offer will not be valid on discounted items such as Combo, SOTD and Meal.
    • Offer valid from December 8, 2017 to January 7, 2018
    • Offer available exclusively on Saraswat Bank Debit and Credit card

    7. Royal Garden Resorts (Mumbai)

    Royal_garden

    Offer:

    • Flat 20% discount for one day picnic at waterpark (food included)
    • Flat 20% discount on room tariff

    Steps to avail the offer:

    • Book in advance at resort's Borivali office (phone booking can be done)
    • You can also book directly at the resort counter
    • Show offer SMS to avail your discount 
    • Use your Saraswat Bank Debit/Credit card to make payment

    Terms and Conditions:

    • Offer valid Only on OFFLINE booking
    • Offer valid for only families, No stag entry
    • Free entry for children below 3 years
    • Offer valid from December 8, 2017 to January 7, 2018
    • Offer available exclusively on Saraswat Bank Debit and Credit card

    General Terms and Conditions:

    I. Definitions

    • All Partners/Merchants who have entered an alliance agreement with Saraswat Bank for purpose of providing the offer.
    • "Saraswat Bank Debit/ Credit Card user" means any person or individual who is banking with Saraswat Bank and has a valid Saraswat Bank Debit or Credit card.
    • "Offer" shall mean benefit provided by the merchant/partner on purchase of Products/Services using Saraswat Bank Debit/Credit card
    • Offer period shall mean the period commencing from December 8, 2017 to January 7, 2018, both days inclusive
    • All primary terms and conditions applicable to Saraswat Bank Debit and Credit card shall be applicable.
    • "Products/Services" shall mean the goods/benefits/facilities offered by the partner/merchant

    II. The availability of the offer is based on the following criteria:

    • To avail benefits under the offer, the user shall be required to make a transaction/purchase using Saraswat Bank Debit / Credit Card during the Offer Period from December 8, 2017 to January 7, 2018; both days inclusive.
    • Participation in the Offer by the Saraswat Bank Debit/Credit Card is voluntary.
    • Saraswat Bank Debit/Credit card user can avail the Offer during the Offer Period or untill the stock lasts.
    • This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card User/s/ by the Merchant/Partner
    • Saraswat Bank Debit/Credit Card Offer is non-transferable, non-binding and non-encashable
    • The Offer is not valid for Void Transactions.

    III. Steps to Avail The Offer

    • Visit Partner Restaurant
    • Order food of your choice or as per the B.O.G.O offer available
    • Show offer SMS at billing counter before making payment
    • Make your Payment using Saraswat Bank Debit/Credit Card

    IV. Terms and Conditions Prescribed by Merchant/Partner

    • This offer is brought to you solely by Merchants/Partners as displayed on Saraswat Bank Website and Saraswat Bank is only communicating this offer on behalf of the Merchants/Partners
    • The offer is valid on purchase of select products/service as per merchant/partner
    • Customer cannot club two offers during the same. The discount benefit cannot be combined with any other promotional benefit offered by merchants/partners
    • The offer is valid from December 8, 2017 to January 7, 2018; both days inclusive.
    • All taxes as applicable shall be payable by the Saraswat Bank Debit/Credit Card holders.
    • Any person availing of this offer shall be deemed to have accepted these Terms and conditions.
    • Saraswat Bank and Merchants/partners reserve right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it.
    • All decisions of Merchants/partners regarding running/ process/results, of the promotion, data selection shall be final and binding on all participants of this promotion, including No appeals will be entertained in this regard.
    • In the event of circumstances arising outside of Merchants/partners, which in Merchant/partners opinion make it necessary to suspend, substitute, change or cancel the Offer, Merchants/Partners reserves the right to suspend, change, substitute or cancel the Offer at any time without any prior intimation.
    • Merchant/Partner shall not be liable for issues related to technical, human error whatsoever, wrong pin number being entered by you.
    • Merchant/Partner does not accept, and is not responsible for, any lost or delayed data, Merchant/Partner reminds you of the nature and limitations of Debit /Credit Card transactions and is not responsible for any problems, technical malfunctions of any communications network, online system, computer hardware/ software failure, human error, things outside the control of Merchant/Partner that may affect entry/participation to the Saraswat Bank Debit/Credit Card offer.
    • Saraswat Bank Debit/Credit card user understands and agrees that participation in the offer is good and sufficient consideration for you to agree and be bound by these Terms and Conditions
    • The benefits under the Offer CANNOT be clubbed with other offers running currently in the Merchant/Partner outlet, including vouchers or any other offer available.

    V. Terms prescribed by Saraswat Bank

    • The offer is brought to you by the Merchant/Partner, Saraswat Bank is only communicating the offer on behalf of the Merchant/Partner.
    • The Offer is valid for Saraswat Bank Debit/Credit users only
    • This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card user by the Merchant/Partner
    • The Offer is non-transferable, non-binding and non-encashable
    • The Offer is not valid for Void Transactions
    • Saraswat Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the discount/ benefit of the Products/Services under the Offers provided by the Merchant/Partner
    • Any tax or other liabilities or charges payable to the government or any other statutory authority /body or any participating establishment, which may arise or accrue to the Saraswat Bank Debit/Credit Card user due to provision of the Offer, shall be to the sole account of the Saraswat Bank Debit/Credit Card user. Tax deducted at source, if any, on the monetary value of the Offer shall be payable by the Saraswat Bank Debit/Credit Card user.
    • All issues/ queries/ complaints/ grievances relating to the Offer, if any, shall be addressed to Merchant/Partner directly at without any reference to Saraswat Bank.
    • The existence of a dispute, if any, regarding the Offer shall not constitute a claim against Saraswat Bank and shall be addressed directly by the Merchant/Partner.
    • The Offer is not available wherever prohibited and/or on products/services for which such offers cannot be made available for any reason.
    • Saraswat Bank or Merchant/Partner reserves the right to modify/change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation. Saraswat Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.


    Change in Account Number and IFS Code of Mannagudda Branch customers due to merger of Mannagudda Branch with Chilimbi Branch

    Please note that Mannagudda Branch is merged with Chilimbi Branch. The home branch of all Mannagudda Branch customers would be Chilimbi Branch. Account number and the IFS Code of Mannagudda Branch have changed. New account number and IFS Code is shared via SMS on customers' registered/updated mobile number. Also note that the old account number and IFS Code of Mannagudda Branch customers will not be valid from 1st November 2017. If you have not registered your mobile number you can do so by visiting your nearest branch or ATM or through internet banking.

    All banking activities with respect to Mannagudda Branch customers will remain same and will be carried out at Chilimbi Branch.

    CHILIMBI BRANCH

    Address: Manasa Residency, Ground Floor, Chilimbi, Near Sony World, Manglore - 575006.

    Phone - 08242452143/44.

    IFSC - SRCB0000241 

    Branch Timings:

    Monday to Saturday - Morning 9:30 AM to 1:30 PM and

    Evening 2:30 PM to 4:30 PM. 

    Second-Fourth Saturday & Sunday Holiday.

    Services offered at Branch:  ATM and Locker Facility


    Link Your Aadhar Number to your Bank Account

    Steps to update Aadhaar number:

    1. SMS 

    AADHAAR<space>AADHAAR number to 8828846224

    Eg: AADHAAR 4654XXXXXXXX 

    2. Branch 

    Visit your nearest Saraswat Bank branch and get your Aadhaar number updated. Carry a self attested Aadhaar copy alongwith original Aadhaar card for verification purpose.

    RBI in its press release dated 21st October 2017 has clarified that in applicable cases linkage of aadhar number to bank account is mandatory under the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017 published in the Official Gazette on June 1, 2017.

    Prevention of Money Laundering Act (PMLA) maintenance of records rules, 2005 act has been amended to incorporate the regulations prescribed by Unique Identification Authority of India (UIDAI):-

    •  According to PMLA's Rule every new bank account shall require Aadhaar authentication of the customers who are entitled to obtain Aadhaar number.
    • Every bank account in the country is to be verified through Aadhaar authentication before 31st December 2017, failing which the account will become inoperative.

    Exception for linkage of Aadhaar number has been granted to the following "Individual Customer":

    a) Non-residents who have stayed for less than 180 days in India

    b) Small account i.e. Janhit Savings account

    https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=42024

    In view of the above, you can also contact your nearest Saraswat Bank branch and get your Aadhaar number updated to avoid further inconvenience.


    Change in Account Number and IFS Code of Grant Road Branch customers due to merger of Grant Road Branch with Mumbai Central Branch

    Please note that Grant Road Branch is merged with Mumbai Central Branch. The home branch of all Grant Road Branch customers would be Mumbai Central Branch. Account number and the IFS Code of Grant Road Branch customers have changed. New account number and IFS Code is shared via SMS on customers’ registered/updated mobile number. Also note that the old account number and IFS Code of Grant Road Branch customers will not be valid from 1st June 2017. If you have not registered your mobile number you can do so by visiting your nearest branch or ATM or through internet banking.

    All banking activities with respect to Grant Road Branch customers will remain same and will be carried out at Mumbai Central Branch.

    MUMBAI CENTRAL BRANCH

    Address: B-3 & 4, Shri Santoshimata CHS, Dr. D B Marg, Mumbai central Mumbai – 400008

    Phone: (022)23012024

    Fax: (022)23012025

    IFSC: SRCB0000419

    Branch Timings:

    Monday to Friday - 9.30 a.m. to 3.00 p.m.

    Saturday             - 9.30 a.m. to 3.00 p.m.

    Second-Fourth Saturday & Sunday Holiday.

    Services offered at Branch: ATM, Locker Facility 


    Notice on sale of Bank's cars

    Download in pdf


    Change in Account Number and IFS Code of Kankavli branch customers due to merger of Kankavli with Kankavli Rameshwar Plaza.

    Please note that Kankavli branch is merged with Kankavli Rameshwar Plaza. The home branch of all Kankavli customers would be Kankavli Rameshwar Plaza. Account number and the IFS Code of Kankavli customers have changed. New account number and IFS Code is shared via SMS on customers’ registered/updated mobile number. Also, note that the old account number and IFS Code of Kankavli customers will not be valid from 1st May 2017

    If you have not registered your mobile number you can do so by visiting your nearest branch or ATM or through internet banking.

    All banking activities with respect to Kankavli customers will remain same and will be carried out at Kankavli Rameshwar Plaza.

    KANKAVALI: RAMESHWAR PLAZA

    Address: Rameshwar Plaza, Shop no 186A, House No 12, Gr. Floor, MKG Road, Near Prant Office At & Post- Kankavali, - 416602

    Phone: 02367-230241

    IFSC: SRCB0000336

    Branch Timings:

    Monday to Saturday: Morning- 10.00 a.m to 2.00 p.m

                                      Afternoon- 3.00 p.m to 4.30 p.m

    Second-Fourth Saturdays & Sunday Holiday. 

    Services offered at Branch: ATM, Locker Facility.


    Change in Account Number and IFS Code of Thakurdwar Branch customers due to merger of Thakurdwar Branch with Kalbadevi Branch

    Please note that Thakurdwar branch is merged with Kalbadevi branch. The home branch of all Thakurdwar branch customers would be Kalbadevi branch. Account number and the IFS Code of Thakurdwar branch customers have changed. New account number and IFS Code is shared via SMS on customers’ registered/updated mobile number. Also note that the old account number and IFS Code of Thakurdwar Branch customers will not be valid from 1st April 2017. 

    If you have not registered your mobile number you can do so by visiting your nearest branch or ATM or through internet banking.

    All banking activities with respect to Thakurdwar branch customers will remain same and will be carried out at Kalbadevi branch.

    KALBADEVI BRANCH-

    Address: Ground Floor, 285, Princess Street, Jhawar house, Kalbadevi

    Mumbai- 400002

    Phone: 022 - 22079406

    Fax: 022 - 22079407 IFSC: SRCB0000414

    Branch Timings:

    Monday to Friday - 10.30 a.m to 4.30 p.m;

    Saturday - 10.30 a.m to 4.30 p.m; 2nd and 4th Saturday Off;

    Sunday - OFF

    Services offered at Branch: ATM; Locker Facility;


    LTSD Offer Document (2016-17) (Series-IV)

    LTSD Offer Document  (2016-17) (Series-IV) 


    New UNNATI scheme for finance to Manufacturers, traders, service providers and professionals upto Rs.50 lakh

                                     Unnati Scheme

    Saraswat Bank introduces a scheme for Professionals and Small Business Enterprise which takes care of their financial requirements. The facilities and features being offered are enumerated below ,you may contact our nearest branch and apply:

     

    The features are:

     

    Professionals

    Small Businessman

    (Services)

    Retail Traders

    Small Businessman

    Manufacturing

    Amount

    Max. Rs.50 lacs

    Max. Rs.25 lacs

    Max. Rs.25 lacs

    Max. Rs.50 lacs

    Basis

    Working Capital : 20% of turnover

    Term Loan : 3 times of net cash accruals or 80% of cost of the asset to be purchased whichever is less.

    ROI

    PLR – 2.75% i.e. 11.50%.

    0.10% concession for woman entrepreneur

    Repayment

    Max. 7 years

    Max. moratorium period 1 year.

    Security

    Primary security : Fixed assets like shop, furniture, etc.Charge on Current assets for working capital 

    Collateral security:

    Term loan for acquiring office/shop premises – Nil

    Term Loan for acquiring other assets and/ or Working Capital limit –

    Upto Rs.10 lacs Nil

    Above Rs.10 lacs Upto Rs.25 lacs 25% of the advance amount

    Above Rs.25lacs 50% of the advance amount.

    Guarantors

    Not insisted.

    Shareholding

    2.5% of facilities sanctioned , max. Rs.25,000.

    Processing fees

    Upto Rs.10 lacs Rs.5,000.

    Upto Rs. 25 lacs Rs. 7,000.

    Above Rs. 25lacs Rs.10,000 exclusive of applicable taxes.

     

     


    Notice for inviting offers for Security Guard Services

    Notice for inviting offers for Security Guard Services


    Cancellation of Board Election 2016-2021

    Cancellation of Board Election 2016-2021


    NOTICE:-Fake Message on Recruitment

    It has come to our notice that a message is being circulated through "WhatsApp" and on some websites by unknown identities inviting applications for recruitment of Junior Officers/Clerks for Mumbai, Thane and Pune regions. Kindly ignore the said message as the same are not released by Bank.

    The Bank does not engage any Agents/Agency for recruitment.

    Please note that as on date Bank has not given any such advertisement.

    sd/-

    (Mrs Pearl Varghese)

    General Manager & Head - HRD

    18/05/2016. 


    Saraswat Bank conferred with prestigious awards in FY 2015-16

    We are pleased to inform you that the Saraswat Bank has been conferred with the following prestigious awards in the FY 2015-16:-

    • Saraswat Bank was declared winner in National Automated Clearing House (NACH) in the Scheduled Co-operative Banks Category by National Payments Corporation of India
    • Saraswat bank bagged a Runner up Prize for Cheque Truncation System (CTS) in the Scheduled Co-operative Banks Category awarded by National Payments Corporation of India.
    • World HRD Congress in association with “Times Ascent” awarded Mrs. P.R.Varghese, General Manager,HRD- The Most Influential “HR Leader in India” award
    • The Best Co-operative Bank Award was awarded to Saraswat Bank by World HRD Congress in association with “ABP News”.
    • Saraswat Bank was awarded ‘Stars of the Industry Award for Excellence in Finance, Banking, Insurance and Financial Services’ by Stars of The Industry group in association with “Big FM”


    Register / update your mobile number and email Id with Saraswat bank

    To have all the updates about your bank and its policies affecting a customer’s banking and financial needs, it is essential to be registered with the bank. This way Saraswat Bank can keep you updated about its new product launches or change in deposit /advances interest rates, offers and discounts and a wide range of other services that you might miss out given your busy work life. 

    These details and much more are communicated to you through registered e- mail and/or via SMS (short messages).

     If you have not yet registered your mobile number or email id with us, use any of the following ways to register:

    1. If you are a registered Net banking customer of Saraswat Bank you can log in to the page and update your email Id

    2. Visit your nearest branch or Download the form

    IMPORTANT: Please note that Saraswat Bank will NEVER register your email id and mobile number over telephone or voice call.


    SEBI - Notification for Investors Awareness

    No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account 

    Details


    Moulds and Machineries offered for sale

    Moulds and Machineries offered for sale


    List of Assets to be Sold

    Download


    Notice to customers regarding TDS on interest for Time deposits

    Click here to download


    Notice to customers regarding CTS-2010 cheques

    Download


    Notice to customers regarding non-CTS cheques

    Download


    Notice for Sale of Premises at Nashik, Chiplun, Kolhapur and Sangli

    For Notice on Sale of Premises at Nashik - Click here

    For Notice on Sale of Premises at Chiplun - Click here

    For Notice on Sale of Premises at Kolhapur and Sangli - Click here


    Modifications in Elite Silver Savings, Elite Gold Savings, Premium Current and Platinum Current Account

    Savings Account:

     Particulars

    Elite Silver Savings      
    (Modified feature)

    Elite Gold Savings
    (Modified feature)
    Concession on processing fees for Super Fast Car Loan 50% waiver on prevailing processing fees subject to 1 year of maintaining the account. This waiver will be provided maximum upto Rs 5,000/-in a year 100% waiver on prevailing processing fees subject to 1 year of maintaining the account. This waiver will be provided maximum upto Rs 10,000/-in a year

    Current Account:

     Particulars Premium Current Account (Modified feature) Platinum Current Account (Modified feature)
    Concession on any Retail Loan 50% concession on processing fees for Car Loan, MPLS and Samruddhi subject to 1 year of maintaining the account. This waiver will be provided maximum upto Rs 15,000/- in a year on any one Retail Loan Scheme mentioned above. 100% concession on processing fees for Car Loan, MPLS and Samruddhi subject to 1 year of maintaining the account. This waiver will be provided maximum upto Rs 20,000/- in a year on any one Retail Loan Scheme mentioned above.


    SEBI Notification for DEMAT Account Holders regarding KYC registration NSDL / CDSL

    KYC is one time exercise while dealing in securities markets- once KYC is done through a SEBI registered intermediary (broker,DP,Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


    SEBI Notification for DEMAT Account Holders

    Prevent Unauthorized Transactions in your Demat Account

    Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your Demat Account directly from NSDL / CDSL on the same day.

    - Issued in the interest of the investors.


    Notice to customers regarding revision of CTS Inward Return timings w.e.f from 28th April 2014 onwards

    NOTICE FOR OUR CUSTOMERS.

    All the customers of The Saraswat Co-operative Bank Ltd are hereby informed that RBI has vide their Circular No:- NCC :- MRO NO:- 1008 /03.01.005/2013-14 Dated 22nd April 2014 has decided to revise & pre-pone the CTS Inward Return timings to 12.30 PM (from 14.00 PM earlier) with effect from 28th April 2014 and onwards.

    Hence all the customers of The Saraswat Co-operative Bank Ltd are requested to maintain sufficient “clear” balance in the account before 12.30 PM to enable CICPC Dept Fort to honour their inward cheques within the cut-off time Limit.

    Sd/-

    Mrs. S.M.Sandhane.

    DMD & CFO

    Date: - 30.04.2014.


    Our Bank is a member of Banking Codes and Standards Board of India (BCSBI)


    Notice to customer for Term Deposit Maturity Notice

    Download File


    Reduction in Rate of interest for Vehicle Loan-High End Cars

    Reduction in Rate of interest for Vehicle Loan-High End Cars


    Phishing mails in the name of RBI

    It is noticed that some of our customers have received Phishing mails in the name of RBI. You should ignore such mails and avoid passing any of your information and relevant passwords. This information is in the interest of our customers.


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