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Catering to the special requirements of our customers with first rate services, the Elite Savings Account can be availed by maintaining a minimum average quarterly balance of 5000/-. The Elite Savings Account allows you to deposit, transfer and withdraw from any of our branches.

Eligibility:

  1. Individuals (singly or jointly)
  2. Minor by guardian
  3. Organizations
  4. Co-op. societies

Minimum balance:

  1. Initial deposit for opening the account Rs.5000
  2. Average quarterly balance to be maintained Rs. 5000

Rate of Interest:

4% p.a.


Free Personal Accident Cover of Rs. 2 lacs:

  1. First year free
  2. 2nd year onwards Rs.26/- inclusive of applicable Tax

Special facilities/features:

  1. 100 personalized cheque leaves free in a financial year
  2. DD/PO free unlimited on Saraswat Bank locations
  3. Demat account: 1st year no annual maintenance charges
  4. Rupay Debit card: No annual maintenance charges for the 1st year. 2nd year onwards Rs.150 plus applicable tax
  5. Standard charges applicable for ATM transactions
  6. Bill Pay and Internet Banking, SMS Banking, Core Banking facility – free
  7. Online NEFT/RTGS: free w.e.f. 01.11.14

Penalty for non-maintenance of minimum balance:

Rs.250 per quarter (for all categories of branches)


Account closure charges

  1. If within 6 months: Rs.250 +Rs.5 per unused cheque
  2. If within 1 year: Rs.150 + Rs.5 per unused cheque

Documents:

Click here to download KYC documents submission requirement.


Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com