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Taking forward our Prime Minister’s mission of ‘Housing for All by 2022’, we too have joined hands to make this a reality. Initiated by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA) in 2015, this scheme addresses the growing need for proper housing facilities.
For purchase, construction, extension or improvement of a house, Saraswat Bank offers ‘Pradhan Mantri Awas Yojana-Credit Linked Subsidy Scheme’ to Economically Weaker Section (EWS) and Low Income Group (LIG) categories.

Scheme Highlights:

  1. Interest Subsidy of 6.5%
  2. Benefit of upfront credit to principal outstanding
  3. Subsidy available for purchase of New housing units / Construction and addition of rooms to existing dwelling
  4. Interest subsidy available to a beneficiary family comprising of Husband/Wife and unmarried children who do not own a house in any part of India
  5. Economically Weaker Section (EWS), whose annual household income is up to Rs. 3 lakh
  6. Low Income Group (LIG) whose annual household income is above Rs.3 lakh and up to Rs. 6 lakh
  7. In case of new purchases, the house constructed or acquired should be in the name of the female head of the household or in the joint names of male head of the household and his wife. Only in cases, where there is no adult female member of the family, the house can be in the name of a male member of the household.


Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com