Christmas And New Year Cashback

Eligible merchant type and campaign structure will be as below:

Merchant Type	Cash Back / Discount
Restaurant & Eatery Outlets	5% cashback on Transaction Value Maximum cash back Rs. 500/- Minimum Transaction Value Rs 1,000/-
Grocery & Super Market	5% cashback on Transaction Value Maximum cash back Rs. 500/- Minimum Transaction Value Rs 1,000/- Maximum Transaction Value Rs 10,000/-
Apparels	5% cashback on Transaction Value Maximum cash back Rs. 1,000/- Minimum Transaction Value Rs 2,500/-
Electronics	5% cashback on Transaction Value Maximum cash back Rs. 1,000/- Minimum Transaction Value Rs 10,000/-

Offer is available on spending on Apparels, Restaurants, Electronic and Grocery segment using Saraswat Bank Credit Card, during the Campaign Period from 15th Dec 2021 to 31st Jan 2022 both days inclusive.
Offer is valid only to Saraswat Bank credit card holders.
Only first successful transaction on each merchant (i.e. Apparels, Restaurants, Electronics and Grocery segment) during the campaign period will be eligible for cash back. Each customer can avail maximum cashback on four transactions.
Transaction towards credit to wallet using credit card are not eligible for cashback. E.g., PayTm, PhonePe.
Saraswat Bank Credit Card offer is non-transferable, non-binding and non-encashable.
The offer is not valid for Void Transactions
The offer will be valid for transaction made from POS terminal, mobile app and web portal of the respective vendors.
The transaction may be feasible on the app or portal as per the payment gateways.
The cash back will be credited to card statement in the subsequent billing cycle.
Offer is not valid on successful transaction which is later refunded.

Cash back will be applicable on purchases made across India on POS & E-Com. Taxes (GST) levied, if any on POS & E-com transaction will not be waived and need to be borne by the cardholder.
“Saraswat Bank Credit Card user” means any person or individual who has a valid Saraswat Bank Credit Card.
"Offer" shall mean benefit provided by the merchant/partner or Bank on purchase of Products/Services using Saraswat Bank Credit Card.
Offer Period shall mean the period commencing from 00:01 hours of 15th Dec 2021 to 23:59 hours of 31st January 2022 both days inclusive.
All primary terms and conditions applicable to Saraswat Bank Credit Card shall be applicable.
"Products/Services" shall mean the goods/benefits/facilities offered by the Bank.

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