Utility Bill Payment Cash Back Offer

Cashback of 20% on utility bill amount, upto Rs. 250/-.
On the first utility bill paid by credit card holders, every calendar month, during the period 1st April 2023 to 31st March 2024.
Utilities – Gas / Electricity / Telecom / DTH

Activate the card and generate PIN
Activate the E-commerce option on your credit card via Saraswat Bank Credit card app
Choose the app /portal of the utility provider
Make payment using Saraswat Bank Credit Card.

Utility Bills in context to offer will be Electricity, Gas, Telecom and DTH.
“Saraswat Bank Credit Card user” means any person or individual who has a valid Saraswat Bank Credit Card.
"Offer" shall mean benefit provided by the merchant/partner or Bank on purchase of Products/Services using Saraswat Bank Credit Card.
Offer Period shall mean the period commencing from 00:01 hours of 1st April 2023 to 23:59 hours of 31st March 2024 both days inclusive.
Cashback will be provided to either the Primary cardholder or the add-on card holder.
All primary terms and conditions applicable to Saraswat Bank Credit Card shall be applicable.
"Products/Services" shall mean the goods/benefits/facilities offered by the Bank.

Offer is available on the 1st successful transaction done by primary cardholder on any one of the utility bills (paid first out of Gas / Electricity / Telecom / DTH) by using Saraswat Bank Credit Card every calendar month, during the Offer Period from 1st April 2023 to 31st March 2024 both days inclusive.
Offer is valid to all credit card holders in this period.
Transactions through wallets using credit card are not eligible for the offer. E.g. PAYTM
This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card User/s or by the utility provider.
Saraswat Bank Credit card Offer is non-transferable, non-binding and non-encashable.
The Offer is not valid for Void Transactions
The offer will be valid for transaction made from mobile app and web portal of the respective utility vendors.
The transaction may be feasible on the app or portal as per the payment gateways.
The cash back will be credited to card statement in the subsequent billing cycle.
Offer is not valid on successful transaction which is later refunded.

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