To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage. This card can also be used as an ATM card for withdrawing cash at all the ATMs bearing VISA logo in India and aboard.

Debit Cards:

This card can be used as an ATM card for withdrawing cash at the following ATMs:

  1. Saraswat Bank ATMs
  2. Visa enabled ATMs

Debit Card looks similar to a credit card, bearing a Visa logo, and can be used wherever Visa logo is displayed.

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

To register for Verified by Visa (VbV) click here.

Debit card can be used upto the balance available in the account of cardholder. The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 50,000/- with a maximum limit of Rs 25,000/- per day for ATM withdrawals. e.g.

  1. ATM Cash withdrawal Rs 15,000/- + POS transaction Rs 20,000/- + Online transaction Rs 15,000/-
  2. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 15,000/- + Online transaction Rs 10,000/-
  3. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 25,000/- + Online transaction - NIL
  4. Funds Transfer in linked accounts on Saraswat Bank's ATMs ONLY.

Benefits to You:

  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. Helps customer stay in control as it tracks their expenses.
  6. In case of international traveler, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels.
  7. Debit cards may be more readily accepted than cheques, especially in other states or countries as one need not verify the authenticity of the payment and the merchant is assured of immediate payment.


For registration you may contact your nearest branch .The form for Registration can be downloaded from the "forms" section in the website.

Verified by Visa:

"Verified by Visa" protects your card against unauthorised use at participating retailers.
Click here to register to register for Verified by Visa.


Click here to view the detail list of Debit Card Charges

Maximum withdrawal from Other Bank ATM is Rs 10000/- per transaction with an overall limit of Rs 50,000/- per day.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 2400 5555
Email: corporatecenter@saraswatbank.com