ManipalCigna

As health insurance expert, ManipalCigna Health Insurance, is committed to go beyond your Insurance needs, and want to help you be a healthier you. Discover their fully loaded products and other resources that have been designed to help you to easily access quality healthcare and live a financially secure life.
With a deep focus on health and wellness, ManipalCigna Health Insurance offers a full suite of insurance solutions to meet customer’s diverse healthcare financing needs. ManipalCigna is also committed to helping its customers to live a healthier life and provides a variety of wellness programs to guide them along the road to physical, emotional and financial well-being.
Among the suit of insurance solutions, 7 tailored health insurance plans from ManipalCigna stand out for their unique features:

ProHealth Insurance Protect

ManipalCigna ProHealth Protect

ManipalCigna ProHealth Protect, a cover for all your essentials, is a comprehensive customizable health insurance suitable for Individual & Families as per their changing needs.
Key Benefits
1. Sum Insured: ManipalCigna ProHealth Protect offers you protection stating from Sum Insured of Rs 2.5Lacs up to Rs 50 Lacs
2. Restoration Benefit: Get more coverage with 100% restoration of Sum Insured for any unrelated illness/injury.
3. Cumulative Bonus: Get up to 200% of Sum Insured as guaranteed bonus as inflation protection.
4. Worldwide Emergency Cover: Worried about emergency when abroad? Worry not as ProHealth Protect covers worldwide emergency up to full Sum Insured, available once in a policy year.
5. Healthy Rewards: With Healthy Reward points, reduce your renewal premium up to 20% in a single policy period.
6. Expert Opinion: Get expert opinion on listed critical illnesses at no extra cost
7. Health Check-up: Now don’t take your health granted. Health Check-up facility at network hospitals for all insured above the age of 18.

Eligibility:

Age: Minimum entry age is 91 days for children and 18 years for adults. With no maximum entry age, this plan provides lifetime renewal opportunity.
Get up to 6 optional covers to enhance your plan. Know more HERE. UIN: MCIHLIP24011V072324

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ProHealth Insurance Plus

ManipalCigna ProHealth Plus

ManipalCigna ProHealth Plus is a comprehensive and customisable cover suitable for those planning a family/family with kids.
Key Benefits
1. Sum Insured: ManipalCigna ProHealth Plus offers you protection stating from Sum Insured of Rs 4.5Lacs up to Rs 50 Lacs
2. Restoration Benefit: Get more coverage with 100% restoration of Sum Insured for any unrelated illness/injury.
3. Maternity Benefits/New Born Expenses/First Year Vaccinations: Enjoy maternity benefits for delivery up to Rs 15,000 for normal delivery and Rs 25,000 for C –section along with New Born Baby expenses covered under the same. First year vaccinations for new born is covered over and above maternity expenses, ensuring your little one remains protected.
4. Cumulative Bonus: Get up to 200% of Sum Insured as guaranteed bonus as inflation protection.
5. Worldwide Emergency Cover: Worried about emergency when abroad? Worry not as ProHealth Protect covers worldwide emergency up to full Sum Insured, available once in a policy year.
6. Healthy Rewards: With Healthy Reward points, reduce your renewal premium up to 20% in a single policy period.
7. Expert Opinion: Get expert opinion on listed critical illnesses at no extra cost
8. Health Check-up: Now don’t take your health granted. Health Check-up facility at network hospitals for all insured above the age of 18.

Eligibility:

Age: Minimum entry age is 91 days for children and 18 days for adults. With no maximum entry age, this plan provides lifetime renewal opportunity.
Get up to 7 optional covers to enhance your plan. Know more HERE. UIN: MCIHLIP24011V072324
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ManipalCigna LifeTime Health India

ManipalCigna Lifetime Health is the only health insurance in India customizable as per the changing life stages ensuring your health deserves the best medical care available.
Key Benefits
1. Sum Insured: ManipalCigna LifeTime Health offers protection starting Rs 50 acs up to Rs 3 Cr
2. Any Room Benefit: Now get covered up to any room including suit category for Sum Insured of Rs 3Cr
3. Restoration Benefit: Get more coverage with 100% restoration of Sum Insured for any unrelated illness/injury.
4. Modern and Advanced Treatments: Get covered for any listed modern and advanced treatments up to Sum Insured.
5. Loyalty Discount: Avail loyalty discount on your policy 4th year onwards
6. Health Check-up: Now don’t take your health granted. Health Check-up facility at network hospitals for all insured above the age of 18.

Eligibility:

Age: Minimum entry age is 91 days for children and 18 years for adults. Maximum Entry Age is 65 years for adults.
Get up to 2 optional packages to enhance your plan. Know more HERE. UIN: MCIHLIP21559V012021
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ManipalCigna Prime Senior Elite

ManipalCigna Prime senior Elite is specifically designed for senior citizens to access quality healthcare they need for the golden years of life.
Key Benefits
1. Sum Insured: Get covered starting from Rs 5 lacs up to Rs 50Lacs
2. 91st Day Coverage: The plan gives flexibility with lower waiting periods and provides coverage for pre-existing disease conditions from 91st day onwards.
3. No Pre Policy Medical Check-up: No pre policy medical check-up ensures a simplistic on boarding making healthcare uncomplicated.
4. Restoration Benefit: Get 100% Sum Insured, any number of times for related/unrelated illnesses.
5. Domestic Second Opinion: Have no more doubts with domestic second opinion and avail treatments for the 36 listed critical illnesses.
6. No Co-payment: Modify your co-payment and reduce the same to 0%, 10% or 30%

Eligibility:

Age: Minimum entry age is 56 years adults. Maximum Entry age is 75 years.
Get up to 2 optional covers to enhance your plan. Know more HERE. UIN: MCIHLIP23151V012223
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ManipalCigna Prime Protect

ManipalCigna Prime Protect is a comprehensive customisable complete healthcare plan to keep you healthy and active.
Key Benefits
1. Sum Insured: Get protected with Sum Insured starting Rs 5 Lacs up to Rs 1 Cr.
2. Switch-Off Benefit: The "switch-off" feature enables you to switch off your insurance coverage in India for the period you are traveling abroad and save money at the time of renewal.
3. Restoration Benefit: Get up to 100% of Sum Insured any number of times for related and unrelated illness.
4. Premium Discount: Avail discount on renewal premium by using switch off benefit for up to 30 days while travelling abroad.
5. Any Room Preference: You have the freedom to choose ‘any room’ category, suite or above as you deem fit.
6. Zero NME Deductions: Cover all your hospitalization expenses be it medical or non- medical, because you are truly covered.

Eligibility:

Age: Minimum entry age is 91 days for children 18 years for adults. Maximum Entry Age is 25 years for children, and no limit for adults.
Get up to 4 optional packages to enhance your plan. Know more HERE. UIN: MCIHLIP22224V012122
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ManipalCigna Prime Active

ManipalCigna Prime Active is a comprehensive customisable complete healthcare plan to keep you healthy and active.
Key Benefits
1. Sum Insured: Get protected with Sum Insured starting Rs 5 Lacs up to Rs 15 Lacs
2. Restoration Benefit: Get up to 100% of Sum Insured any number of times for unrelated illness.
3. Zero NME Deductions: Cover all your hospitalization expenses be it medical or non- medical, because you are truly covered.
4. PED Covered: Get covered for PED from 91st Day for Diabetes, Hypertension, Asthma, Dyslipidaemia and Obesity.
5. Cumulative Bonus: Earn 10% of cumulative bonus for every claim free year, up to maximum of 100% sum insured

Eligibility:

Age: Minimum entry age is 91 days for children, 18 years for adults. Maximum Entry age is 17 years for children and 70 years for adults.
Know more HERE. UIN: MCIHLIP22224V012122
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Super Top Up

ManipalCigna Super Top Up Plus

ManipalCigna Super Top Up Plus is the additional hospitalization cover that is super easy and super affordable.
Key Benefits
1. Sum Insured: Get protected with Sum Insured starting Rs 5 Lacs up to Rs 30 Lacs.
2. Inflation protection: Be protected against inflation and get cumulative bonus 5% of Sum Insured up to 50% of sum Insured.
3. NME Covered: Cover all your hospitalization expenses be it medical or non- medical up to Sum Insured.
4. Any Room Preference: You have the freedom to choose ‘any room’ category, suite or above as you deem fit.
5. Additional Coverage: Get additional coverage up to Rs 30 Lacs at an affordable premium.

Eligibility:

Age: Minimum entry age is 91 days for children, 18 years for adults. Maximum Entry age is 23 years for children and no limit for adults
Know more HERE. UIN: MCIHLIP23022V032223
You never know when you’ll have to face a medical emergency. Trust an experienced healthcare expert, and you’ll never have to compromise on your health or put unnecessary strain on your bank balance. With fully loaded products, quick and easy claim settlement and a better healthcare experience, ManipalCigna Health Insurance is committed to improve the health, well-being and peace of mind of those it serves.
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