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RTGS, NEFT and IMPS Timings & Transaction Limits

RTGS

RTGS is available between 7:00 am to 6:00 pm on all working days.
The system is not operational on 2nd & 4th Saturdays, Sundays and RTGS holidays.
Transaction Limits are as follows –


Branch Banking Channel

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
As per Branch working Hours ₹ 2 Lakh No maximum limit

Internet (Corporate & Retail) and Mobile Banking Channels

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
07.00 hrs – 18.00 hrs ₹ 2 Lakh As per set limits

NEFT

With effect from Dec 16, 2019 NEFT is operational on all days and is available 24/7 on all days of the year.
Transaction Limits are as follows -


Branch Banking Channel

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
As per Branch working Hours ₹ 1 No maximum limit

Internet (Corporate & Retail) and Mobile Banking Channels

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
00.00 hrs – 07.00 hrs ₹ 1 ₹ 2 Lakh
07.00 hrs – 19.00 hrs ₹ 1 As per set limits
19.00 hrs – 00.00 hrs ₹ 1 ₹ 2 Lakh
2nd & 4th Saturdays,
Sundays & RTGS Holidays
₹ 1 ₹ 2 Lakh

A maximum amount of ₹ 2 Lakh per day per account can be remitted between 19:00 hours to 7.00 hours on Internet (Corporate & Retail) and Mobile Banking Channels.
NEFT transactions above ₹ 2 Lakhs will be processed on the next RTGS working day.
The same is applicable to Bulk NEFT transactions aggregating to above ₹ 2 Lakh.


IMPS

IMPS is operational on all days and is available 24/7.



Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 2400 5555
Email: corporatecenter@saraswatbank.com