With loads of facilities and plenty of benefits; the Saraswat Bank Regular Current Account is an ideal account for your business transactions. With internet and mobile banking at your fingertips, managing a current account couldn’t get any simpler.

Features & Benefits:

  1. 50 Cheque leaves free every financial year. Rs.4/- per leaf thereafter w.e.f. 01.07.2018
  2. AMC waiver for first 3 years on Rupay/Visa Debit Card.
  3. First 5 financial transactions per month are free at our banks ATM. Thereafter Rs.10/- +GST per financial transaction. Non-Financial ATM transactions are free.
  4. No Cash handling charges till 200 pieces per day (T&C apply).
  5. Free Internet banking, Mobile banking.
  6. Online NEFT/ RTGS transactions are free.
  7. AMC waiver on Demat account for 1st year.
  8. Ledger Folio charges- Min Rs.100/- per quarter, otherwise Rs.50/- per folio of 40 entries or part thereof whichever is higher.
  9. QR sound box service available (T&C apply)
  10. POS machine facility available (T&C apply)

Minimum Balance:

Minimum Quarterly Average Balance
  1. Metro/Urban area - Rs.5000/-
  2. Semi urban area - Rs.2500/-
  3. Rural - Rs.1500/-


  1. Individuals
  2. Businessmen
  3. Organizations
  4. Housing Societies
  5. Commercial Complexes

Accout Closure:

  1. Within 14 days – No penal charges
  2. Above 14 days up to 6 months - Rs.300/- and Rs.2/- per unused cheque + GST.
  3. Above 6 months up to 1 year - Rs.200/- and Rs.2/- per unused cheque + GST.


Click here to download KYC documents submission requirement.