Saraswat Bank Gift Card gives you flexibility to use your card at your convenience, anytime, anywhere. The Gift Card can be easily and securely used at any of the RuPay accepting merchant outlets. We have ensured that your Saraswat Bank Gift Card makes your shopping experience convenient and memorable.


  1. A perfect substitute for cash, it provides an opportunity to the recipient of the card, to purchase products of his/her choice
  2. The card is valid for Three Years from the date of purchase or the expiry date printed on the card, whichever is earlier
  3. Usable for purchases or payments across India in INR
  4. Easy and convenient to use at shops and malls
  5. Enabled for secured e-commerce transactions through OTP authentication services
  6. ATM Cash withdrawal is NOT permitted


For your convenience the card will be activated within 24 hours from the time of purchase and will be ready for use.

Saraswat Bank Gift Card works in the same way as a Debit does, for purchase transactions at merchant outlets or online, with the only difference being that you will be able to spend up to the amount loaded/ available in the card. Please sign on the reverse of the card to avoid any misuse.
To know the balance of your gift card, transaction particulars or to update contact number/ email address, dial our 24-hour Toll free number: 1800 266 9545

Frequently Asked Questions Click Here

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555