“Go-Mo” is a comprehensive Mobile Banking platform that will enable customers to manage your own accounts with incredible ease from wherever you have mobile connectivity. The product will give you greater ease of use and a higher degree of convenience through an intuitive and design rich interface.
GoMo Mobile Banking Facility of Saraswat Bank lets you check the account balance, view mini statement, transfer funds within or outside Saraswat Bank,  request Cheque Book, initiate Stop Payment instructions, Hotlist Card and more. To use the “Go-Mo” facility, you just need your Customer Id, Login Pin and Transaction Pin.
You can transact upto Rupees Five Lakhs only per day.
The Bank has taken special efforts to ensure the safety of your accounts by implementing two factor authentications along with OTP concept for transactions above Rupee One as per RBI guidelines.


Digital Debit Card

Under Card Services option, you can generate your Digital (Virtual) Debit Card & start transacting instantly!

Cardless Cash withdrawal

You can withdraw cash from Saraswat Bank's ATMs without using debit cards. Read Here. 


eStatements enable you the convenience of accessing your account statement at anytime.

Features of GoMo Mobile Banking:

  1. Register yourself by entering your Net Banking credentials or Debit card details
  2. Instant & 24X7 funds transfer service through IMPS
  3. Fund transfer within your own account, Intra bank or Interbank electronic fund transfer
  4. Maximum limit for fund transfer is up to Rs. 5 lakhs
  5. Check balances of your savings, current, Overdraft accounts
  6. View mini statement
  7. Funds transfer to Mobile Number, to account number & through NEFT
  8. Schedule your fund transfer through NEFT for future date & time
  9. Addition / deletion of the payee
  10. Scan and pay through Bharat QR code
  11. Create & view Term/ Recurring Deposit
  12. View Rate of Interest for Term / Recurring Deposit
  13. Loan account details & statement for the same
  14. Account Statement on email id registered with the Bank
  15. Card Services -
    • Debit Card Pin Generation
    • Generate Digital Debit Card
    • Cardless Cash Withdrawal
    • Block Unblock Debit card
  16. Various Value-Added Services -
    •  Search IFSC code for other banks
    • Saraswat Bank branch/Atm locator
    • Chequebook request
    • Cheque status inquiry
    • Stop Payment of Cheque
    • Account statement on Email


  1. To activate your Digital Debit Card for online / ecom transactions, send keyword as ONLINE<space>last 4 digits of the Debit Card to 9223810000. Example - ONLINE 1234

Download App

Get GoMo for Android
Get GoMo for iOS

Frequently Asked Questions

Click here to view GoMo- Mobile Banking FAQs (Frequently Asked Questions)