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Purpose Personal Expenses Home Loan
Eligibility Personnel of Indian army, Indian Navy, Indian Air force, Indian coast guard and paramilitary forces with min two-year of service Personnel of Indian army, Indian Navy, Indian Air force, Indian coast guard and paramilitary forces with min two years of service
Amount of Loan Commissioned officers: Maximum upto 5.00 lakh Max : Rs 70 lakh
Junior Commissioned Officers: Maximum upto 3.00 lakh
Non-Commissioned Officers: Maximum upto 2.00 lakh
Jawans : Maximum upto Rs 1.00 lakh
Basis of advance 15 times of net monthly income subject to above 60 times of net monthly income subject to above
Security Charge over assets acquired out of loan Equitable mortgage of house property
Guarantors Nil Nil
Repayment Maximum 36 months Max 240 months
Processing fee Nil Nil for loans upto Rs 35 lakh
Above Rs 35 lakh: Rs 10000/-
Above Rs 50 lakh: Rs 20000/-
Rate of interest 11.00% to 11.50% p.a. (Fixed) As applicable for Home loan